Most of us have general goals, but goals without specific objectives along the way are generally not a good idea. This worksheet helps set a path for your short-term, mid-term and long-term goals. Don't worry, once you get good at this, that path becomes a six-lane highway.

Cash Flow Worksheet    
Not knowing where your money is going is kind of like driving with one eye closed. Sure, you can make it for awhile, but you're asking for a wreck. Coincidentally, we don't recommend doing this cash flow worksheet with one eye closed either - especially not while driving.

Checkbook Balance Spreadsheet     
Balancing your checkbook goes hand in hand with completing a cash flow worksheet. And believe us, balancing your checkbook ensures your financial life is less of a balancing act.

How to Plan for Occasional Expenses     
Birthdays, holidays, auto or home repairs, medical bills - a lot of people scratch their heads when it comes to budgeting for these occasional or unexpected expenses. Well, with this handy dandy tool occasional expenses are no longer an occasion for panic.

Monthly Budget  
The bedrock for budgeting. Knowing your monthly expenses and creating a monthly budget is the beginning for putting together your own Financial Makeover. Be tough on yourself and cut those non-essential expenses - like that subscription to Ferret Fancy. Seriously.

Need to bring in the big guns? Click here to find a CommunityAmerica financial coach near you.