Being a first time Financial Makeover coach I have been blessed with a wonderful family. Kia is a hard working mother who takes care of her two kids, goes to school full time and works as many hours as she can at St. Luke’s South hospital. Jason also works full time, takes care of the kids and still finds time to put together excel spreadsheets about their budget so that they can get a running start to win this contest.

After our first meeting with Jason and Kia they found they had a lot more extra money that they could be saving and using to pay off debt than they had realized. They were overjoyed with excitement thinking that they would have their credit cards and auto loans paid off by May. Most of this has taken place but there has been a rock thrown into the pile. The house they have been renting from family members since they moved to Kansas City is now going up on the market. This has been a huge stress factor for both Jason and Kia. Not only are they having to clean the house top to bottom while working, going to school and taking care of the kids, but also having to take money out of their budget to fix any areas on the house that the realtor r needs them to. All while trying to figure out where they are going to live when the house sells.

The big question is: would it be smarter to buy a house, or rent until there is enough money in the savings for a down payment or if anything goes wrong with a new house?