My Things-To-Do list is growing out of control. When this happens, it’s good to take a look at what’s been accomplished so far. With the Financial Makeover in mind, here’s my TA-DA! list:

*Delta Savings account with money actually in it, as opposed to a maxed out Line-Of-Credit at
 our previous bank,
*School enrollment fees are paid, and not with a credit card this year,
*Children have savings accounts now and are making efforts to watch their spending,
*Will begin teaching piano students in the fall. I have 2 lined up already,
*One credit card balance is now under $1000 and will be paid off soon,
*Buying only necessary groceries to last the week, with a few exceptions.

I really doubt any of this would have come about without the coaching from our CommunityAmerica Credit Union Financial Makeover advisors. When life gets busy the juggling act goes haywire and Willie-Nillie makes regular appearances and wants me to take him out to lunch! However, Rachelle and Randy have brought our focus back to the financial side of life. Next thing to try is the on-line envelope system, with opening several accounts to transfer money for planned expenditures. Life insurance, Christmas and birthdays, clothing, school enrollment, and the wastewater bill all added up to the exact amount of our credit card payments each month. With Prudence Planner by my side, we can make it!