Budget Leaks....doing it together
user_icon   Rhonda is a true inspiration to me. From meeting with her face to face and reading her blogs, she is a real person that anyone can relate to, including myself.

Until recently my husband was unemployed. He got laid off a few days before Christmas and just went back to work this past week. Living with one income was very challenging and we had to find ways to cut back. What we have found are little things go a long way. For instance, when I sat down with Rhonda at the Budget Leaks seminar and went over her bank statements one thing was very clear. She LOVES QT! They were little charges but adding them up really came to a hit in the pocket book. After looking at her statement I realized, boy this looks like mine. Rhonda's weakness is soda. Well, mine is coffee and I was spending - depending on what kind of coffee - an average of $10-$15 a week! I thought to myself, "What am I doing?" Here my husband is not working and we're needing every penny to pay bills and I'm spending this much money on coffee!" I immediately bought a coffee maker and for the past month I've made my coffee every morning (with a timer set for the night before because who has time in the morning to make it). The money that I formerly spent on coffee I am now putting into my savings. So far I was able to deposit $40 more than what I usually deposit.

The lesson here is something might seem so little, yet the impact is huge. By making simple changes in your lifestyle and behavior you can start increasing your savings and decreasing your debt.

I look forward to walking this journey with Rhonda and Mary together. I know that I have learned so much from her and I hope that she too will learn from me as well.
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Posted by Erin DeSantis, March 29, 2010 at 3:31 PM | Add a Comment
   
 
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